ºÚÁϲ»´òìÈ experts evaluate differences between Medicare Advantage and Fee-For-Service Medicare responses to the challenges of the COVID-19 pandemic
November 10, 2021
In aÌýnew reportÌýreleased by the Better Medicare AllianceÌý(BMA),ÌýºÚÁϲ»´òìÈ colleagues Zach Gaumer and Elaine HenryÌýconcluded that the greater flexibility of the Medicare Advantage plan model enabled plans to offer providers additional support during 2020ÌýthatÌýwere not found within theÌýFee-For-Service (FFS)ÌýMedicareÌýprogram. The report’s findings were previewed in a recent panel discussion during theÌýBMA’sÌý.Ìý
During BMA’s summit,ÌýGaumer andÌýHenryÌýdiscussed theÌýresearch methods andÌýfindingsÌýof their new report,Ìý.ÌýThey explained that theÌýinformation contained in the reportÌýwasÌýcompiled throughÌýinterviews with health plans andÌýinterviewsÌýconductedÌýwith providers, as well as through an extensive literature review.ÌýÌý
The reportÌýitemizesÌýtheÌývariousÌýchallenges faced by providers and health plans during 2020 as well as the solutions both health plans and providers implemented to mitigate these challenges.ÌýThe reportÌýidentifies provider challenges such as reduced visit volumes, financial strain, poor communication of COVID-19 guidance with patients, and staff fatigue.ÌýÌý
ProvidersÌýreported FFSÌýMedicare offered some very helpful coverage expansions during 2020, such as the expansion of telehealth coverage and the loosening of provider scope of practice rules. However, providersÌýalsoÌýstated thatÌýhealth plans supported themÌýfinancially during 2020Ìýby making regularÌýcapitated payments and by offering themÌýadvanced payments.ÌýÌý
Health plansÌýsupported providers with administrative solutions,ÌýincludingÌýexpandingÌýpatient educationÌýcampaignsÌýandÌýcare management programs.ÌýIn addition, providers stated that they relied on MA plans’ supplemental benefit offeringsÌýto serve isolated patients quarantining at home. Providers underscored that many of the supports offered by MA health plans were not available through the FFS Medicare program.ÌýÌý
The new BMA-ºÚÁϲ»´òìÈÌýreport concludes that the flexibility of the MA health plan model enabled plansÌýin 2020Ìýto offer providers a broad array of support that was not available through FFS Medicare.Ìý